Ridesharing services are more popular than ever. In fact, they are quickly overtaking taxis and buses as the most utilized type of transportation service. One of the most widely used ridesharing services is Uber. In fact, Uber provides approximately 23 million rides each day. Unfortunately, with so many Uber drivers and passengers on the road, accidents are bound to happen. If you’ve been injured in an Uber accident in New York, you may be entitled to financial compensation. In this article, we examine how to pursue financial compensation for damages following an Uber accident in New York.
No-Fault Insurance in New York
New York is a no-fault insurance state, which means that your own insurance will cover you after an auto accident regardless of who is at fault. Similarly, if you are injured in an accident while riding in an Uber, Uber’s insurance policy will cover your economic damages, such as lost wages and medical expenses.
Uber’s Insurance Coverage
If you are injured in an Uber accident, then you can seek money from Uber’s insurance coverage. Uber’s insurance coverage is intended to cover passengers and drivers who are involved in auto accidents and is dependent on the Uber driver’s status at the time of the accident.
If an Uber driver is online but hasn’t yet accepted a ride request, then Uber’s contingent liability coverage applies. This policy covers $75,000 for bodily injury for a single person and $150,000 per accident.
If the Uber driver is on the way to to pick up a passenger or has a passenger in his or her vehicle, then Uber’s primary liability coverage applies. This policy covers up to $1.25 million for third-party liability.
Compensation After an Uber Accident In New York
Following an Uber accident in New York, you may be entitled to compensation for the following:
Medical expenses: After an Uber accident, you may be entitled to compensation for medical costs, such as doctor visits, surgeries, hospital bills, medications, and physical therapy.
Pain and suffering: Damages for pain and suffering provide victims with compensation for emotional distress, physical pain, diminished quality of life, and mental anguish.
Lost wages: It’s common to miss work following an auto accident. Therefore, you may be entitled to compensation for lost wages after an Uber accident, including salary, benefits, and bonuses.
Loss of consortium: Compensation for the loss of support, care, and companionship of a family member or spouse may be available after an Uber accident.
Future medical expenses: Auto accident injuries often result in recurring medical expenses. Therefore, you may be entitled to damages for anticipated future medical care and treatment.
Loss of enjoyment of life: Finally, an auto accident can significantly affect your ability to partake in the activities of daily life. Damages for loss of enjoyment of life compensate you for the loss of your ability to engage in the activities you could prior to the accident.
Contact Our Long Island & New York Car Accident Lawyers
If you’ve been hurt in an Uber accident in New York, you should contact an experienced car accident attorney. At Dell & Dean, PLLC, we help car accident victims recover financial compensation for their injuries. When you come to us for help after your accident, we will review your situation and do what it takes to obtain financial compensation on your behalf. Please contact us to schedule a meeting with an experienced car accident lawyer.
Dell & Dean, PLLC, represents clients throughout Nassau County, Suffolk County, and Garden City on Long Island, as well as the boroughs of New York: Queens, Brooklyn, Staten Island, Manhattan, and the Bronx.