Senior Partner
Car accidents can leave victims seriously injured and in financial crisis. In addition to physical pain, mental suffering, and financial impacts, one of the most challenging things about a car accident is dealing with insurance companies in the aftermath. In this article, we discuss dealing with insurance companies after a car accident in Garden City.
The Challenges of Dealing with Insurance Companies
As noted above, car accidents often result in serious injuries, mental turmoil, and financial losses. Although insurance companies exist to provide financial compensation to insured parties after qualifying events, they are for-profit businesses. Thus, insurance companies usually go out of their way to pay out as little compensation to car accident victims as possible. In furtherance of this, they intentionally make the claim process difficult to navigate. Therefore, if you’ve been injured in a car accident in Garden City, it is essential that you enlist the services of an experienced attorney.
Why Insurance Companies Make Things Difficult
There are several reasons that insurance companies make things difficult for car accident victims, including:
- Profits: Insurance adjusters are often focused on one thing—the bottom line—and this impacts the ability of injured parties to obtain fair compensation for their injuries.
- Complex liability issues: Cases involving more than two vehicles can increase the complexity of insurance claims, and insurance companies often use this as an opportunity to deny compensation to car accident victims.
- Intimidation tactics: Finally, insurance adjusters are aware that most car accident victims are unfamiliar with the insurance claim process. Therefore, they often pressure car accident victims to accept low settlement offers.
How to Deal with Insurance Companies After a Car Accident
If you’ve been injured in a car accident in Garden City, there are specific things you should avoid doing when communicating with insurance companies, including:
Commenting on your physical condition: Adrenaline often masks injuries in the aftermath of a car accident, which can make you temporarily feel healthier than you really are. In addition, some injuries don’t exhibit symptoms until days, weeks, or months after an accident. Therefore, you shouldn’t discuss your physical condition with insurance companies following a car accident because you may not yet know the full extent of your injuries.
Taking the blame: Even if you believe you are partially or totally at fault for your accident, you shouldn’t share this information with insurance companies. The main reason for this is that you may be wrong. Therefore, rather than accepting fault, you should let the evidence determine who or what caused the accident.
Providing a statement: Insurance adjusters typically ask car accident victims to make recorded statements. However, they then often turn around and use these statements to deny these same victims compensation for their injuries. So, you should never provide a statement to an insurance company before discussing the issue with an experienced car accident attorney.
Contact a Garden City Car Accident Attorney
If you’ve been hurt in a Garden City car accident, you should contact an experienced Garden City car accident attorney today. At Dell & Dean, PLLC, our experienced Garden City car accident lawyers will work diligently to obtain compensation on your behalf. Please contact us today to arrange an initial consultation with a Garden City car accident attorney.
